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Tom has been a member of The Builders Group since 2004. He’s acted as Chief Financial Officer to Marshall Concrete Products, a materials provider to the construction industry. With 20 years of industry experience and a background in finance, he serves the board with an eye on financial performance. He also has the ability to understand the needs of small companies that purchase their coverage from TBG, as they are the kind of customers that Marshall Concrete does business with each day.

Tom joined TBG because of its commitment to strong claims management coupled with a lower cost and the ability to receive dividends as a further incentive to keep claim levels low. He credits Mitch Loewen, Head of Operations and Marketing for TBG, as being instrumental in his joining the group, as well as providing sound risk-management advice over the years.

He’s a strong believer in paying ahead within his community. He currently volunteers with several local groups, including Urban Homeworks and Healing Haiti, a group that works in impoverished towns to build strong Christian families and break the poverty cycle.

Ron has an extensive financial background, acting as Chief Financial Officer in the construction industry and formerly as a Certified Public Accountant. Ron’s employer became a member of The Builders Group in its early years because of TBG’s commitment to the construction industry and priority on safety.

Ron has been a member of the Minnesota Society of Certified Public Accountants and brings to the team great problem-solving ability, as well as thoroughness and attention to detail. He enjoys working with a variety of people and helping provide solutions.

He values family and volunteers at the American Cancer Society and within his church. Ron’s motto is to work hard and be honest and caring.

As Chief Financial Officer of a family business, Kris has strong involvement in operations, purchasing, and insurance. He holds degrees in both Accounting and Economics. Kris became a board member in 2016 initially because of how important workers’ compensation is to his own business. He became Secretary in 2019.

Before being part of The Builders Group, his company was self-insured individually through the WCRA. He has a great deal of knowledge credited to that experience. Prior to his present position, he worked in public accounting and commercial banking, and he currently deals with financial and operational issues daily. He also participates on his corporate investment committee and has a strong interest in maintaining and growing financial assets.

Kris looks forward to helping keep TBG stable, making it a great provider of workers’ compensation insurance for its members. In his free time he likes to ski, bike, fish, hunt and be involved with his family.

Richard Larson is a co-founder of Larson Construction, Inc., a residential remodeling contractor. As a charter member of TBG, Richard and his company have been active with us since 1997. Richard joined our Board because he saw the need to develop a better workers compensation program for contractors. Richard is the Primary Estimator and Project Manager for Larson Construction. He is well known in the local industry for his passion for turning peoples’ home remodeling dreams into reality.

Larson Construction is a charter member of the Northern Minnesota Builders Association and Richard is a former BAM Board Representative for the NMBA. Richard sits on a committee for the Business Education Partnership, working with young people to share information about construction trades as a viable career path. Larson Construction was named BAM’s Remodeler of the Year in 2007. The company has a United States Seamless steel siding dealership and has received several awards recognizing outstanding customer service and design.

As a member of TBG’s Board of Directors, Richard contributes the perspective of a small construction business located on the Iron Range, bringing a very valuable viewpoint to our discussions. When asked for his favorite piece of advice, Richard replied simply, “Listen and be honest.”