Member Services
More Than a Commodity
Traditional providers focus on policies – we focus on protecting your business and workers. Built by builders, for builders, we provide Members the tools, resources, and hands-on support needed to prevent injuries, manage claims, and control costs. From customized safety services to pay-as-you-go premiums and proactive injury management, we deliver industry-leading solutions designed to keep your workforce safe, and your business strong.
Cross Border Coverage
As a TBG Member, you are eligible to add coverage for employees working outside of Minnesota through our Cross Border program with Sentry. This program is subject to an additional charge.
Construction doesn’t stop at the Minnesota border – and neither should your workers’ comp coverage. Our Cross Border Coverage ensures that wherever your projects take you, TBG has you covered with best-in-class insurance and hands-on support. With seamless, out-of-state coverage, Members can avoid assigned risk pools and stay protected without the hassle of switching providers.
Who Needs Cross-Border Coverage?
- Remote & Telecommuting Workers
- Traveling Employees
- Multi-State Operations
Pay-As-You-Go Premiums
Our Pay-As-You-Go premiums option allows Members to pay based on actual payroll from the previous month. This flexible, cash flow-friendly approach helps contractors manage costs, cover payroll, purchase materials and handle unexpected expenses without overpaying upfront.
With secure online reporting and easy payment options, we make managing workers’ comp simple, predictable and cost-effective.
- Cash Flow Control
- Lower Fixed Costs
- Secure Online Payment Center
NurseCare Hotline
If an injury is life-threatening and requires a call to 911, a call does not need to be made to the NurseCare Line; however, a FROI still needs to be completed by the employer and submitted to TBG
We know that workplace injuries don’t follow a schedule. That’s why we offer the TBG NurseCare Hotline, which provides 24/7 access to professional medical advice and reporting—at no cost to our Members.
When an injury occurs, the NurseCare Hotline quickly assesses the situation and ensures workers receive the right level of care. This service helps improve recovery outcomes, reduce claims costs, and keep workers safe.
Always Call 911 First for Any Life-Threatening Situation
How it Works
1) WHEN INJURED: Contact your on-site supervisor and call the NurseCare Hotline together.
-
- If your supervisor is unavailable, contact the NurseCare Hotline on your own.
- The call should be made as soon as possible.
2) ASSESSMENT: Following specially designed question-and-answer protocols, the nurse will determine the seriousness and nature of your injury and the best way to address it.
3) TREATMENT: If you can safely return to work, the nurse will provide first aid (self-care) instructions, and if your supervisor is available, you should explain it to them.
4) OFF-SITE TREATMENT: If the nurse feels further evaluation or treatment is needed, they will refer you to a medical facility near you. They may also provide self-care instructions until you see a doctor. These will also be explained to your supervisor if available.
5) FOLLOW-UP: Keep the NurseCare Hotline number handy in case your symptoms change or worsen. Please feel free to call back with any questions, changes in conditions, or concerns.
USL&H Coverage
TBG has partnered with American Equity Underwriters, Inc. to provide USL&H coverag for qualifying exposures. Please note, this coverage is available for an additional fee.
Many construction-related businesses unknowingly face U.S. Longshore and Harbor (USL&H) exposure, making this coverage essential for companies operating on or near navigable waterways. Through our partnership with The American Equity Underwriters, Inc., we provide specialized USL&H coverage tailored to protect our Members and their subcontractors.
Latest News
Let’s Make Workers’ Comp Work for You
Interested in becoming a TBG Member? Start by contacting your workers' compensation agent. Don't have one yet? Click below to find a trusted TBG agent partner.
Member Services
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Contact Us to Become a Member
More Than a Commodity
Traditional providers focus on policies – we focus on protecting your business and workers. Built by builders, for builders, we provide Members the tools, resources, and hands-on support needed to prevent injuries, manage claims, and control costs. From customized safety services to pay-as-you-go premiums and proactive injury management, we deliver industry-leading solutions designed to keep your workforce safe, and your business strong.
Cross Border Coverage
Pay-As-You-Go Premiums
Nursecare Hotline
USL&H Coverage
Cross Border Coverage
As a TBG Member, you are eligible to add coverage for employees working outside of Minnesota through our Cross Border program with Sentry. This program is subject to an additional charge.
Construction doesn’t stop at the Minnesota border – and neither should your workers’ comp coverage. Our Cross Border Coverage ensures that wherever your projects take you, TBG has you covered with best-in-class insurance and hands-on support. With seamless, out-of-state coverage, Members can avoid assigned risk pools and stay protected without the hassle of switching providers.
Who Needs Cross-Border Coverage?
Remote & Telecommuting WorkersTraveling Employees
Multi-State Operations
Pay-As-You-Go Premiums
Our Pay-As-You-Go premiums option allows Members to pay based on actual payroll from the previous month. This flexible, cash flow-friendly approach helps contractors manage costs, cover payroll, purchase materials and handle unexpected expenses without overpaying upfront.
With secure online reporting and easy payment options, we make managing workers’ comp simple, predictable and cost-effective.
Cash Flow Control
Lower Fixed Costs
Secure Online Payment Center
NurseCare Hotline
If an injury is life-threatening and requires a call to 911, a call does not need to be made to the NurseCare Line; however, a FROI still needs to be completed by the employer and submitted to TBG
We know that workplace injuries don’t follow a schedule. That’s why we offer the TBG NurseCare Hotline, which provides 24/7 access to professional medical advice and reporting—at no cost to our Members.
When an injury occurs, the NurseCare Hotline quickly assesses the situation and ensures workers receive the right level of care. This service helps improve recovery outcomes, reduce claims costs, and keep workers safe.
Always Call 911 First for Any Life-Threatening Situation
How it Works
1) WHEN INJURED: Contact your on-site supervisor and call the NurseCare Hotline together.
If your supervisor is unavailable, contact the NurseCare Hotline on your own.
The call should be made as soon as possible.
2) ASSESSMENT: Following specially designed question-and-answer protocols, the nurse will determine the seriousness and nature of your injury and the best way to address it.
3) TREATMENT: If you can safely return to work, the nurse will provide first aid (self-care) instructions, and if your supervisor is available, you should explain it to them.
4) OFF-SITE TREATMENT: If the nurse feels further evaluation or treatment is needed, they will refer you to a medical facility near you. They may also provide self-care instructions until you see a doctor. These will also be explained to your supervisor if available.
5) FOLLOW-UP: Keep the NurseCare Hotline number handy in case your symptoms change or worsen. Please feel free to call back with any questions, changes in conditions, or concerns.
Request Our Complimentary NurseCare Packet
USL&H Coverage
TBG has partnered with American Equity Underwriters, Inc. to provide USL&H coverag for qualifying exposures. Please note, this coverage is available for an additional fee.
Many construction-related businesses unknowingly face U.S. Longshore and Harbor (USL&H) exposure, making this coverage essential for companies operating on or near navigable waterways. Through our partnership with The American Equity Underwriters, Inc., we provide specialized USL&H coverage tailored to protect our Members and their subcontractors.
Download Member Coverage Information
Latest News
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Let’s Make Workers’ Comp Work for You
Interested in becoming a TBG Member? Start by contacting your workers’ compensation agent. Don’t have one yet? Click below to find a trusted TBG agent partner.