Agents
Partner With TBG
A Smarter Choice for Agents
When you partner with TBG, we help you give your clients the best-in-class coverage they deserve. As TBG Members, your clients join 650+ Minnesota construction companies employing 38,000+ tradespeople. They trust us for industry-leading workers’ comp solutions, safety training, and financial stability. We also offer expanded coverage options including Cross-Border and USL&H.
With a 97% retention rate and over $40 million in dividends paid out since 2017, we provide a seamless, profitable partnership for Agents.
Member Resources
We provide Members with the tools, resources, and hands-on support needed to prevent injuries, manage claims, and control costs. From customized safety services to pay-as-you-go premiums and proactive injury management, we deliver industry-leading solutions designed to keep your workforce safe and your business strong.
Member Safety Services & Resources
From OSHA training and worksite evaluations to state-of-the-art hands-on learning and advanced safety technology, our Safety Team provides Members with the tools, education, and support contractors need to build a culture of safety and success.
Pay-As-You-Go Premiums
Our Pay-As-You-Go premiums option allows Members to pay based on actual payroll from the previous month. This flexible, cash-friendly approach helps contractors manage costs, cover payroll, purchase materials, and handle unexpected expenses without overpaying upfront.
With secure online reporting and easy payment options, we make managing workers’ comp simple, predictable, and cost-effective.
- Cash Flow Control
- Lower Fixed Costs
- Secure Online Payment Center
Cross-Border Coverage
TBG goes beyond Minnesota, offering seamless workers’ comp coverage for clients with projects across state lines. This eliminates the need for assigned risk pools and ensures comprehensive protection wherever work takes them.
- Seamless Multi-State Coverage
- One Policy, Expanded Coverage
- Better Cost Control
USL&H Coverage
Available only to TBG-appointed Agents, our U.S. Longshore and Harbor Workers’ Compensation Act (USL&H) program provides specialized coverage for workers near navigable waterways. Through our partnership with The American Equity Underwriters, Inc., we offer tailored solutions for clients who need compliant, cost-effective USL&H protection.
- Comprehensive Maritime Coverage
- Simplified Compliance
- Exclusive to TBG-Appointed Agents
Latest News
Partner With TBG to Provide the Best for Your Construction Clients
Whether you need a quote, more information on our exclusive programs or assistance with enrollment, our team is ready to support you.



