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How The Builders Group Helped Choice Insurance Agency Achieve Safety Success and Lower Costs

January 29, 2025

How The Builders Group Helps Choice Insurance Agency’s Clients Achieve Safety Success & Lower Costs

We understand that safety is more than just a requirement – it’s a cornerstone of business success. Ben Brunn of Choice Insurance Agency shared a success story about how one of their clients turned their safety practices around with our expert guidance. 

Before working with us, the client’s modification factor was around 1.21, leading to higher insurance rates and less-than-optimal safety results. After partnering with TBG, the client’s modification factor dropped to 0.90, resulting in a 25% reduction in their rates and the start of building dividends in their account.

With a strong focus on safety culture, our experts provide the tools and expertise to help businesses achieve better results, reduce risks and improve their bottom line. This story is a testament to the lasting impact of our tailored safety programs and the value they bring to businesses striving for success.

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Tom Corrigan

Chair

One of the 52 founding members of TBG, Tom Corrigan, is the President of Midwest Fence and Manufacturing, one of the oldest fence companies in the Twin Cities. Under Tom’s leadership, it has also become the largest. Tom is highly regarded as an experienced and innovative leader in his industry throughout the country. He has played pivotal roles within industry associations, received numerous awards from the American Fence Association (AFA), and has risen to the rank of governor. Tom has served on the board of TBG since its inception in 1997, first as a director and later as Vice Chair before becoming Chair in 2016.

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Lowell Pratt

Vice Chair

Pratt Homes is a family-owned residential construction company and one of the most trusted home builders serving the Twin Cities. Lowell joined the TBG Board because he believed TBG is a great industry workers’ comp solution and wanted to contribute by participating in it. Lowell contributes his extensive experience in residential construction throughout Minnesota. He offers a unique perspective on the many challenges we face with workers’ compensation.

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John Lloyd

Secretary

Lloyd’s Construction Services is a third-generation family business that provides demolition, excavation, and waste management services across the Midwest. Under John’s leadership, Lloyd’s continues to grow and adapt to an ever-changing industry, with safety and family at the forefront of everything they do. John brings valuable expertise to the TBG Board, where his practical thinking and real-life contractor experience help all members receive the best possible return on investment with TBG.

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Kris Scherer

Treasurer

Kris joined the TBG Board of Directors after years of experience as a public accountant and commercial banker. Today, Kris serves as the chief financial officer of the family business, and he is strongly involved in operations, purchasing, investing, and insurance. Before joining TBG, Scherer Bros. was individually self-insured through the WCRA, so he has extensive firsthand knowledge from that experience. As a TBG Board Member, Kris looks forward to maintaining TBG’s incredible success and making it a great provider of workers’ compensation for its members.

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Sterling Black

Director

LS Black Constructors is a full-service general contractor located in St. Paul and, under Sterling’s leadership, is involved in various industry associations throughout the region. As a member of TBG’s Board of Directors, Sterling offers a unique perspective honed from these affiliations, his decades of industry experience, and his outstanding aptitude for big-picture thinking. Sterling enjoys supporting people in the construction industry and working hard to help them flourish.

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Ben Edwards

Director

Edwards/LaPlant Construction is a third-generation contractor that is one of the most respected in the Grand Rapids area. Today, Ben Edwards is applying his passion and business skills in the construction industry to propel the company even further. He is passionate about growing the trades and actively seeks out others who share his passion. As a TBG Board, he is committed to positively tailoring the fund to ensure affordable work comp coverage is available for future employees.

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Brandon Romsdahl

Director

Romsdahl Companies is a first-generation general contractor for agriculture building solutions in southern Minnesota. Brandon Romsdahl recently joined the TBG Board of Directors after years of experience constructing farm buildings, including hog and cattle confinement facilities. His passion for agriculture and experience drives him to share his knowledge, and he looks forward to collaborating with like-minded professionals. As a TBG Board Member, he is committed to learning something he may not know and meeting new people across the construction industry.

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Curt Swanson

Director

Swanson Homes is a third-generation custom home builder founded by Curt’s father, Harold, in 1965. Curt was raised in the construction industry, where he acquired extensive knowledge of every aspect of the business. As President of Swanson Homes, he oversees business operations, marketing, and land acquisition, all while being involved in various industry associations throughout the region. Swanson Homes has been recognized regionally for its high standards of ethics, loyalty, trust, and communication in business dealings and its high marks for customer satisfaction.

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Blake Palmer

Director

Pro Drywall and Painting, Inc. is a third-generation residential and light commercial drywall and painting company serving the Twin Cities area. Blake worked his way up in the company since his teens and, after earning a degree in Construction Management, began building it into an industry leader while striving to bring safe practices to his industry. Blake’s hard work ethic and common sense approach are helping keep TBG on the course previous leaders had set.

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NurseCare Hotline

844-412-7951
Request Our Complimentary NurseCare Packet

We know that workplace injuries don’t follow a schedule. That’s why we offer the TBG NurseCare Hotline, which provides 24/7 access to professional medical advice and reporting—at no cost to our Members.

When an injury occurs, the NurseCare Hotline quickly assesses the situation and ensures workers receive the right level of care. This service helps improve recovery outcomes, reduce claims costs and keep workers safe.

Always Call 911 First for Any Life-Threatening Situation

While the NurseCare Hotline is staffed with medical professionals, they can’t save your life over the phone. Call 911 if symptoms include:

  • Choking
  • Severe bleeding
  • Chest pain or discomfort
  • Seizure or convulsions
  • Off balance or unable to walk
  • Unconsciousness or disorientation
  • Hot, dry skin
  • Profuse sweating
  • Severe abdominal pain
  • Difficulty breathing
  • Any other medical condition you feel is an emergency

If 911 is called, the employee or supervisor can call the NurseCare Hotline after the incident to report the injury.

How it Works

1) WHEN INJURED: Contact your on-site supervisor and call the NurseCare Hotline together.

  • If your supervisor is unavailable, contact the NurseCare Hotline on your own.
  • The call should be made as soon as possible.

2) ASSESSMENT: Following specially designed question-and-answer protocols, the nurse will determine the seriousness and nature of your injury and the best way to address it.

3) TREATMENT: If you can safely return to work, the nurse will provide first aid (self-care) instructions, and if your supervisor is available, you should explain it to them.

4) OFF-SITE TREATMENT: If the nurse feels further evaluation or treatment is needed, they will refer you to a medical facility near you. They may also provide self-care instructions until you see a doctor. These will also be explained to your supervisor if available.

5) FOLLOW-UP: Keep the NurseCare Hotline number handy in case your symptoms change or worsen. Please feel free to call back with any questions, changes in conditions or concerns.

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