We are the answer the construction industry asked for — a workers’ comp fund built for the construction industry by the construction industry. “Industry Built, Industry Driven” isn’t just a catch phrase to us, it’s a fact. In 1997, some of the most experienced and brightest minds in the construction trades created a work comp fund to address the unique needs of Minnesota’s contractors, builders, remodelers, subcontractors, and suppliers. This group of innovative thinkers put safety at the core of every policy and procedure, realizing that reducing claims is the key to a sustainable fund. They understood that the relentless pursuit of creating the safest working conditions possible would not only benefit the health and welfare of our members’ workers but, as a self-insured fund, would do something traditional workers’ compensation companies cannot — make paying for workers’ comp an investment, not a profit draining cost.
Today, we are the #1 self-insured construction workers’ comp fund in the state of Minnesota and the 2017 MIIAB Company of Excellence. Since 1997, we’ve been helping our members keep their workers safe and workers’ comp costs down through customized safety training services, educational resources, and a proactive approach to claims management. Our nearly 800 members have chosen to join our self-insured fund because we make safety work, we make claims work, and that’s what makes workers’ comp work.
The Benefits Of TBG
The last thing you need is work comp insurance, which is just another cost. When you become a member of TBG, you’re making an investment in your business. At TBG, we provide the tools and understanding to reduce risk and provide compassionate injury care, which can decrease the duration of injuries and help injured workers return to pre-injury health faster.
At TBG, we enjoy a 97% member retention rate because we offer work comp benefits and services customized to meet the individual needs of Minnesota construction firms. These benefits and services include:
Safety Services
We partner with members to reduce risk through customized hands-on safety training and education services.
Claim Services
Our proactive approach to claims management delivers personal, compassionate attention.
TBG Nurse Care Line
Professional medical advice is just a phone call away with our 24/7/365 Nurse Care Line.
Self-Insured Fund
Our members are like-minded business owners spreading the risk of insurance and reaping the rewards of a well-managed fund.
Pay-As-You-Go Premiums
Our practical approach to calculating monthly premiums helps improve cash flow.
USL&H
TBG Is Now Providing U.S. Longshore & Harbor coverage. This program is exclusive to TBG-appointed agents to offer to any of your clients.
Independent Agency System
TBG is sold exclusively through our trusted network of independent agents that have specialists in the construction trades. When you speak to one of our independent agents, you’re speaking to a like minded individual who truly understands the unique details that makes workers’ comp work for the construction industry.